Privacy-Policies

Dividend Tracker: Pulse - Privacy Policy

Last updated: December 12, 2025

Dividend Tracker: Pulse respects your privacy. This app is designed to function entirely on your device without collecting or transmitting personal data.

1. Data Collection

Dividend Tracker: Pulse does not collect personal data.

We do not collect, store, transmit, or process:

names
email addresses
account identifiers
financial account information
location data
device identifiers
usage analytics

All portfolio data, dividend information, goals, assumptions, and settings are entered manually by the user.

2. Data Storage

All data is stored locally on your device only using Apple’s Core Data framework.

No backend servers are used
No cloud storage is used
No account registration is required
The developer has no access to your data

Deleting the app permanently removes all stored data.

3. Third-Party Services

Dividend Tracker: Pulse does not integrate with third-party services that receive user data, including:

analytics platforms
advertising networks
tracking SDKs
data brokers

Apple may collect anonymized diagnostic or usage data according to its own privacy policy when you download or use the app.

4. Tracking

Dividend Tracker: Pulse does not track users.

No cookies
No advertising identifiers
No fingerprinting
No cross-app tracking

5. Financial Information Disclaimer

Dividend Tracker: Pulse does not connect to brokerages, banks, or financial institutions.

All financial figures, projections, and calculations are based solely on user-entered data and assumptions. Accuracy depends entirely on the information provided by the user.

6. User Rights

Because no personal data is collected or stored by the developer:

there is no data to access, export, or correct
there is no data held externally
deleting the app removes all stored information

If privacy laws grant you additional rights, they are effectively satisfied by the app’s data-minimal design.

7. Children’s Privacy

Dividend Tracker: Pulse is not intended for children under the age of 13. No data is knowingly collected from children.

8. Changes to This Policy

This policy may be updated from time to time. Changes will be reflected on this page with an updated revision date.

9. Contact

If you have questions about this Privacy Policy, you may contact:

dividendpulse@gmail.com